About Our Credit Dispute Professionals

The Credit Lawyers is a team of nationally recognized attorneys that represent consumers who have fraud, errors, or mistakes on their credit reports. We work on a contingency basis, so there are no fees unless we are successful.

Business owner Chris initially began working in debt collection and taking legal action against those with unpaid credit card bills. But he often lacked the proper documentation to prove his claims in the courtroom. Therefore, upon striking out on his own, Chris vowed to help the individuals he was fighting against! His unique combination of friendliness and candidness assures his clients of being heard and supported while also getting the hard facts about their cases. Take the initiative now and schedule a free consultation to get started.

The knowledgeable team at The Credit Lawyers thoroughly understands the Fair Credit Reporting Act and tailors legal services to fit the needs of each case. No matter the scope of your case, The Credit Lawyers is dedicated to ensuring that all parties are held accountable.

There is no better time than now to reach out for a free consultation.

Here are some common errors found on credit reports:

• Marked with a “Dead” or “Deceased” indicator
• “Mixed” or “Merged” credit files
• Accounts fraudulently opened through identity fraud or theft
• Delinquent accounts that are over seven years old

Dead or Deceased Indicator

Many people in America have been reported as “Dead” or “Deceased” on their credit reports. Being reported as “Dead” or “Deceased” can damage your credit score and keep you from securing a car loan, mortgage, a new line of credit, and so much more. It can also make it difficult, if not impossible, to access your credit report. If the credit reporting agencies have marked you as “Dead” or “Deceased” on your credit report, it is important that you get this error resolved right away.

Our team of attorneys is here to help correct a “Dead” or “Deceased” indicator on your credit report and to make sure that all responsible parties fully compensate you for the issues that have resulted in their inaccurate credit reporting.

Mixed or Merged Files:

Credit reporting agencies like Equifax, Experian, and TransUnion each use their own unique databases where they store information about you. Sadly, the credit reporting agencies often make mistakes when processing credit files by mixing up your identity with another person or merging two similar credit files together to create inaccurate reports.

Some of the most common reasons for “Mixed” or “Merged” credit files include:

• Similar names, birthdays, addresses, or social security numbers
• Misspelled names or addresses
• Use of maiden names or nicknames on accounts
• Use of multiple addresses

Our consumer protection attorneys at The Credit Lawyers may be able to help you fix mistakes due to “Mixed” or “Merged” credit files before they cost you a lot of time or effort.

Identity Theft or Fraud

Identity theft or fraud is a serious issue affecting consumers throughout the country. A recent report showed approximately 47 percent of Americans have been affected by identity theft or fraud.

Some of the signs that you may have been a victim of identity theft or fraud include:

• Credit accounts that you did not apply for on your credit reports
• Not receiving bills through the mail or email
• Receiving calls from debt collectors for debts that are not yours
• Inquiries from businesses about goods or services you did not purchase

If you notice anything that seems suspicious, make sure that you investigate further to verify whether someone has misused your identity for their personal gain. The Credit Lawyers is ready to help you correct errors on your credit reports caused by identity theft or fraud. Call now for a free consultation.